Dial Tracker

Tally your activity throughout the day. Counts auto-save in this browser.

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Confidential · Client Intake

Client Needs Analysis

Please complete every applicable field. Information is kept confidential and used only to prepare your personalized recommendation.

Date
Advisor
1Client Information
Client Name
Spouse's Name
Email
Phone
Beneficiary — full name & relationship · space for two
2Income
Income Amount & Source — list each source separately (employer, SSA, pension, rental…)
3Housing & Expenses
Mortgage / Rent ($/mo)
Home Value
Amount Owing & Length Left
Other Debts — auto, credit card, student, medical
Utilities · Groceries · Other Bills — monthly
4Current Life Insurance
Cost
Amount
Company
Type
Length In Place
5Retirement & Savings
Check all that apply:
Details — provider, balance, contribution, vesting
6Vitals
Smoker
Age
Height
Weight
7Current Medications
Medication · Dosage · Frequency · Prescribing Physician
8Health Conditions
List all current & past conditions — include dates & treatment status
9Always Ask About
10Why — motivation for coverage / goals / family priorities
Confidential

Commission Desk

Track paid and pending commission, model your monthly target, and project income.

Commission Pipeline

Where you stand right now

Total Paid
$0
Sum of deposits entered
Pending Commission
$0
Unpaid commission owed
Note: This is a rough estimate; your actual payout may vary based on age, term, chargebacks, persistency, and other factors.

Pending policies · awaiting issue or pay

Edit Policy

What is this? Enter a dollar amount to manually override the pending commission for this policy. Use this if a chargeback, split, or other adjustment means the calculated amount is wrong. Leave blank to let the system calculate it automatically from AP × comp level and the payout schedule.
Monthly Production Calculator

Reverse-engineer your monthly AP target

Edit either money field — the other field solves automatically
90%
65%145%
80%
60%90%
300%
100%800%
Either — enter what you know
computed
$ AP / mo
or
computed
$ / mo
Enter your inputs to see your AP target.
Shop Bonus · Monthly Issued Paid

Production bonuses on top

Sell $20,000+ AP this month to start earning
The Long Game

What this looks like over 2 years

Same monthly production · backends compound
Build a Team

Layer overrides on top

Toggle on to model agency income

Team override calculator

Earn a percentage on every dollar of monthly AP your downline sells.

Solo for now. Flip the switch to model overrides on a downline.
120%

Producer

Individual agent commission levels

LevelIssued Paid
120%$40,000
115%$35,000
110%$30,000
105%$25,000
100%$20,000
95%$15,000
90%$10,000
85%$5,000
80%Starting Contract
145%

Builder

Agency builder commission levels

LevelIssued Paid
145%$750,000
140%$500,000
135%$400,000
130%$300,000
125%$200,000
120%$150,000
115%$125,000
110%$100,000
105%$75,000
100%$50,000
95%$40,000
90%$30,000
85%$20,000
$20K

Producer Bonus

Bonus milestones based on issued paid production

Issued PaidBonus
$20,000$650
$30,000$1,200
$40,000$1,600
$50,000$2,000
$75,000$4,000
$100,000$8,000
$125,000$10,000
$150,000$15,000
$200,000$20,000

Carrier Bonuses

On top of your base commission, each carrier runs their own bonus programs throughout the year:

+10% Temporary commission increases on select products
✈ International trips and prizes for top producers
$$$ Cash bonuses paid out quarterly or annually

Check your carrier portals for the current incentives they are running.

Manager Bonus

$150K
Monthly Volume Threshold

The manager bonus kicks in once your overall agency volume hits $150K per month in issued paid business.

Important Notes
  • Levels must be achieved 2 months in a row to take effect.
  • All metrics are based on issued paid business.
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MILESTONE
Congratulations!

Comp Grid

Carrier and product compensation by your level.

My Compensation Level: See what you earn on every product at your level
Or browse by carrier
Aetna
LevelWhole Life
145-
140144%
135137%
130130%
125125%
120120%
115115%
110107.5%
105100%
10092.5%
9585%
9077.5%
8570%
8070%
7570%
7070%
6570%
American Amicable
LevelWhole LifeTerm (Term Made Simple)
145125%130%
140125%130%
135120%125%
130115%120%
125110%115%
120105%110%
115100%105%
11095%100%
10590%95%
10085%90%
9580%85%
9075%80%
8565%75%
8065%70%
7560%65%
7055%60%
6550%55%
Americo
LevelTermWhole Life
145145%135%
140140%135%
135135%130%
130130%125%
125125%120%
120120%115%
115115%110%
110110%105%
105105%100%
100100%95%
9595%90%
9090%85%
8585%80%
8080%75%
7575%70%
7070%65%
6565%60%
Chubb
LevelGenerational Life
145120%
140120%
135115%
130110%
125105%
120100%
11595%
11090%
10585%
10080%
9575%
9070%
8565%
8060%
7555%
7050%
6545%
Corebridge
LevelGIWLWhole Life
145--
14080.0%132%
13577.5%127%
13075.0%122%
12572.5%117%
12070.0%112%
11567.5%107%
11065.0%102%
10562.5%97%
10060.0%92%
9557.5%87%
9057.5%82%
8555.0%77%
8055.0%72%
7555.0%67%
7055.0%62%
6555.0%57%
Ethos
LevelLGA Prime (Term)Whole Life (TruStage TAWL)TruStage SITLGIWL (TruStage GAWL)IUL (Ameritas)Ameritas SI TermJH ROP
145120.0%120.0%55.0%30%125.0%120.0%145.0%
140117.5%120.0%52.5%27.5%120.0%117.5%145.0%
135115.0%117.5%50.0%25.0%115.0%115.0%135.0%
130112.5%115.0%47.5%22.5%110.0%112.5%130.0%
125110.0%110.0%45.0%20.0%105.0%110.0%125.0%
120107.5%105.0%42.5%17.5%100.0%107.5%115.0%
115105.0%100.0%40.0%15.0%95.0%105.0%105.0%
110102.5%95.0%37.5%12.5%90.0%102.5%100.0%
105100.0%90.0%35.0%10.0%85.0%100.0%95.0%
10097.5%87.5%32.5%7.5%80.0%97.5%90.0%
9595.0%85.0%30.0%5.0%75.0%95.0%85.0%
9092.5%82.5%27.5%2.5%70.0%92.5%80.0%
8590.0%80.0%25.0%2.5%65.0%90.0%75.0%
8087.5%77.5%22.5%2.5%60.0%87.5%70.0%
7585.0%70.0%20.0%2.5%55.0%85.0%65.0%
7082.5%65.0%17.5%2.5%50.0%82.5%60.0%
6580.0%60.0%15.0%2.5%50.0%80.0%55.0%
Foresters
LevelTerm (Strong Foundation)Whole Life (PlanRight)
145--
140120%120%
135115%115%
130110%110%
125105%105%
120100%100%
11595%95%
11090%90%
10585%85%
10080%80%
9575%75%
9070%70%
8565%65%
8060%60%
7555%60%
7050%60%
6545%60%
InstaBrain
Level Term — 30yr Term — 20yr Term — 15yr Term — 10yr Final Expense WL (50–69) Final Expense WL (70–79) Final Expense WL (80+) Guaranteed Issue WL (50–69) Guaranteed Issue WL (70–79) Guaranteed Issue WL (80+) Accidental
145130.00%130.00%125.00%120.00%127.50%102.50%87.50%72.50%52.50%42.50%90%
140125.00%125.00%120.00%115.00%125.00%100.00%85.00%70.00%50.00%40.00%85%
135120.00%120.00%115.00%110.00%122.50%97.50%82.50%67.50%47.50%37.50%80%
130115.00%115.00%110.00%105.00%120.00%95.00%80.00%65.00%45.00%35.00%75%
125110.00%110.00%105.00%100.00%117.50%92.50%77.50%62.50%42.50%32.50%70%
120105.00%105.00%100.00%95.00%115.00%90.00%75.00%60.00%40.00%30.00%65%
115100.00%100.00%95.00%90.00%112.50%87.50%72.50%57.50%37.50%27.50%60%
11095.00%95.00%90.00%85.00%110.00%85.00%70.00%55.00%35.00%25.00%55%
10590.00%90.00%85.00%80.00%107.50%82.50%67.50%52.50%32.50%22.50%50%
10085.00%85.00%80.00%75.00%105.00%80.00%65.00%50.00%30.00%20.00%45%
9580.00%80.00%75.00%70.00%102.50%77.50%62.50%47.50%27.50%17.50%40%
9075.00%75.00%70.00%65.00%100.00%75.00%60.00%45.00%25.00%15.00%35%
8570.00%70.00%65.00%60.00%97.50%72.50%57.50%42.50%22.50%12.50%30%
8065.00%65.00%60.00%55.00%95.00%70.00%55.00%40.00%20.00%10.00%25%
7560.00%60.00%55.00%50.00%92.50%67.50%52.50%37.50%17.50%7.50%20%
7055.00%55.00%50.00%45.00%90.00%65.00%50.00%35.00%15.00%5.00%15%
6555.00%55.00%50.00%45.00%90.00%65.00%50.00%35.00%15.00%5.00%15%
Mutual of Omaha
LevelTerm (Term Life Express)Whole LifeIULChildren's WLIULETerm Life AnswersAccidental Death
145145%125%125%100%130%110%130%
140140%125%125%100%130%110%130%
135135%120%120%97%125%105%125%
130130%115%115%95%120%100%120%
125125%110%110%92%115%95%115%
120120%105%105%90%110%90%110%
115115%100%100%85%105%85%105%
110110%95%95%80%100%80%100%
105105%90%90%75%95%75%95%
100100%86%85%70%90%70%90%
9595%82%80%65%85%65%85%
9090%78%75%60%80%60%80%
8585%74%70%55%75%55%75%
8080%70%65%50%70%50%70%
7575%65%60%45%65%45%65%
7075%61%55%40%60%40%60%
6565%57%50%35%55%35%55%
NLG (National Life Group)
LevelIUL (Universal Life)
145-
140110%
135105%
130100%
12595%
12090%
11585%
11080%
10575%
10070%
9565%
9060%
8555%
8050%
7545%
7040%
6540%
Royal Neighbors
LevelTermRoyal Legacy SPWLSecure Life IULWhole Life
145----
140----
135120%16%125%125%
130115%15%120%120%
125110%14%112%110%
120100%13%105%100%
11595%13%105%100%
11095%13%100%95%
10590%12%98%95%
10085%11%90%85%
9580%10%80%75%
9075%9%80%75%
8570%7%70%45%
8050%7%40%45%
7550%7%40%45%
7050%7%40%45%
6550%7%40%45%
Transamerica
LevelWhole LifeIUL
145140%120%
140140%120%
135135%115%
130130%110%
125125%105%
120120%100%
115115%95%
110110%90%
105105%80%
100100%75%
9595%70%
9090%60%
8585%55%
8080%50%
7575%45%
7070%40%
6570%40%
Commissions may differ by term, age, and graded. Internal use only.

Carrier Directory

Tap a carrier to view details.

Aetna
(866) 272-6630
American Amicable
(800) 736-7311
Americo
(800) 231-0801
Corebridge
(800) 247-8837
Ethos
(415) 498-1734
Foresters
(866) 466-7166
Instabrain
(800) 835-5095
Mutual of Omaha
(800) 228-7104
Transamerica
(877) 234-4848
Royal Neighbors
(309) 788-4561
Carrier
Phone
Business Hours
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