Build a career worth
owning.

Our agents work inbound calls — families who picked up the phone and asked about life insurance. No cold calling. Just real conversations, top-rated carriers, uncapped commissions and a clear path to owning your own agency.

Apply now
— CARRIERS WE REPRESENT
CICA LifeAHLGTLBanner LifePacific LifeMassMutualAmericoMutual of OmahaRoyal Neighbors of AmericaEthosLiberty BankersF&GCombined InsuranceNational Life GroupKansas City LifeAmerican AmicableFamily Benefit LifeAetnaLafayette LifeThe Baltimore LifeCorebridge FinancialSBLIForesters FinancialTransamericaCICA LifeAHLGTLBanner LifePacific LifeMassMutualAmericoMutual of OmahaRoyal Neighbors of AmericaEthosLiberty BankersF&GCombined InsuranceNational Life GroupKansas City LifeAmerican AmicableFamily Benefit LifeAetnaLafayette LifeThe Baltimore LifeCorebridge FinancialSBLIForesters FinancialTransamerica
Professionals overlooking a city skyline
“The opportunity to build something that’s truly yours.”
Uncapped
Commission — no ceiling on what you earn
100%
Remote-friendly, work from anywhere
1-on-1
Mentorship from day one
Inbound
Calls from families who asked for coverage
— WHY AGENTS CHOOSE KAIROS

Everything you need to grow — and nothing holding you back.

See the full opportunity →
01

Inbound calls

Our primary focus. You speak with families who reached out asking about coverage — no cold calling, no chasing strangers.

02

Uncapped commission

Your income has no ceiling. Transparent commissions mean you’re paid directly on the value you create for families.

03

Training & mentorship

A proven onboarding path and 1-on-1 mentorship. You’re never left to figure it out alone.

04

Flexible & remote

Work from anywhere on your own schedule. Build your business around your life — not the other way around.

05

Path to ownership

A clear route from agent to building and owning your own agency, with overrides on the team you grow.

06

Top-rated carriers

Represent A-rated carriers and products clients actually want, so you can recommend with confidence.

— HOW THE BUSINESS WORKS

We don’t cold call. They call us.

Inbound is our primary focus. Families see our marketing, pick up the phone and ask about life insurance — and you’re the person who answers. Every conversation starts with someone who already wants help.

01

They reach out

A family asks for information about life insurance. That request lands in our system as a call waiting to be answered.

02

You take the call

You talk to someone who asked to hear from you. No lists to buy, no doors to knock, no strangers to convince.

03

You write the policy

Walk them through options from A-rated carriers, submit the application, and get paid on the business you place.

— YOUR PATH AT KAIROS

From new agent to agency owner.

A defined, transparent path. You’re never stuck — every level unlocks more income, more support, and more ownership.

STEP 01
New Agent
Get licensed and trained, then start taking inbound calls with full mentorship and a proven sales process.
STEP 02
Leader
We help you build a team and grow as a leader — with bonuses for mentoring. We build it for you, so you never recruit.
STEP 03
Agency Owner
Build and lead your own team. Own your book, your brand, and the agency you build.
A team collaborating around a table
— WHO THRIVES HERE

You don’t need experience. You need drive.

Some of our best agents came from outside the industry. What they share is a willingness to learn, a desire to help families, and the discipline to follow a proven process. We put the calls in front of you and handle the training — you bring the work ethic.

Coachable and willing to follow a proven process
Genuinely motivated to help families protect their future
Self-disciplined enough to thrive with flexibility
— WORK FROM ANYWHERE

Your office is wherever you are.

Remote-friendly from day one. The calls come to you, the whole platform runs in a browser, and nobody is watching a chair. Our agents run their business from home, from the road, and from places most jobs would never allow.

A laptop, a headset and a quiet room is the whole setup
No territory, no commute, no asking permission to travel
An agent working from a laptop on a beach
— FROM OUR AGENTS

Built by agents, for agents.

★★★★★

“I came from solar, making over $500,000 a year, but I wanted into this industry because here I actually own it — I’m not building something for somebody else.”

LE
Lachlan E.
Agent at Kairos
★★★★★

“The flexibility changed my life. I get to build my schedule around my life — I was even able to move back home and live and work from Canada.”

NM
Nathan M.
Agent at Kairos
★★★★★

“I used to be a millwright at a sawmill, working 12-hour days — sometimes seven days a week, mostly six. I’m just thankful for the opportunity to work from home and have more financial freedom. Thankful for Devon for putting in the time and effort; it’s definitely changed the game for me.”

AM
Aiden M.
Agent at Kairos
Read more agent stories →

Your next chapter
starts here.

Tell us a little about yourself. If it’s a fit, we’ll set up a conversation — no pressure, no obligation.

Apply now →